Tuesday, May 5, 2020

juggling during a crisis or three

Unlike many folks, our financial inputs are not suffering right now. A pension, some Social Security income, and a part time job at an essential supplier. A stimulus check would still be extremely helpful as some deferred tasks need doing and some debts need settling; hopefully we will find ourselves in a position where giving to vital causes can be managed.

We began to look into home refinancing just as the virus was coming ashore. Papers were begun a month ago, rates have settled quite a bit lower than our current loan, and the appraisal shows we're in a likable place to live. We aren't done with it yet, but in this area too we are in an enviable position. Since we're driving two high-mileage vehicles and our dryer just died, we have some needs that will be served well by a better cash-flow situation!

As for Covid-19, our county is now at 50 confirmed cases. We're mostly locked down but my evening job and occasional run for food and medicines keep me focused on good hygiene. Golf has become an option again this week; it will be interesting to see how many can afford that for a while.

Like many others, I've found that this down-time is a good 'cure' for acquisitive tendencies, in my case relating to camera gear. I still have too much, especially too much in similar systems. Once the juggling of dollars is finished this month, I plan to pack up a lot of stuff and get its value determined - after that, a final idea or two are germinating. Hm, that reminds me to germinate a bunch of seeds and declare a bit of independence in the vegetable department.

Many changes are happening now in this chaotic world, and more will come soon - both around the world and around the yard!

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